ScoreSense Product Case Study
Problem
ScoreSense, a One Technologies brand, offers monthly subscriptions to all 3 credit bureau scores and reports. Users struggled with understanding two primary hurdles. One. How to read and understand how their reports correlate to their credit score. Two. What were the most critical things contributing to why their score was what it was.
Objectives
- Combine all three credit reports into a side-by-side comparison.
- Educate users of the six factors and percentages of each that makes up a credit score.
- Using credit data, demonstrate the weakest factors affecting credit scores.
- Educate users on approaches to improve credit standing.
- Empower people to take control of their credit journey.
Approach
Competitive Research | Source Design Inspiration | Wireframe Creation | Design & Prototyping | Usability Testing | A/B Testing
Result
44%
Increase in Dashboard Engagement
$2
Increase in Revenue/Subscription
Original Design
The previous design was highly focused on scores with minimal information around some of the factors affecting scores. However, the landing page did nothing to deliver any valuable insights as to how an issue in their report was affecting the overall credit rating. The landing page was also cluttered with ineffective third-party offers.
Design Inspiration
I sought out applications and products of direct competitors or dashboard experiences that lead users to a more detailed views of summarized data. I then captured more than 25 brand experiences that could provide inspiration towards how to solve specific problems for our users.
Next I narrowed the approach to a subset of direct competitors with the goal of exceeding those experiences to create the goal standard for ScoreSense to provide the best for our customers.
Wireframing
Low-fidelity wireframes became the catalyst for ideation of features, functional elements, graph styles and content. I collaborated with product and development to increase the understanding of tying visible credit report data, historical data, and of the user known data to evolve flows that fit all users as well as targeted content and articles based on credit factors and and personal account insights.
Design Explorations
I explored a range of landing page and insight page design alternatives in order to user test variations of features, colors, graphs and modules to get us to the best alternative to usability test a prototype against the current experience.
User Testing
The first design testing first included online preference, five second memory and click tests with groups of 50 participants per test to determine a number of factors around design variations. Clear winners emerged that lead us to a complete prototype that we took into 60 minute usability test with eight existing customers. I allowed customers to experience the landing page, credit insights page and the side-by-side reports page of both the current and prototyped experiences. All eight users strongly preferred the new approach. Feedback was minimal in terms of things the new design could have done better.
Final Design + Result
From initiation of the project to handoff of assets to development for build was approximately 10 months. The actual full rollout from a dev perspective took another two years. In large part due to the strengent methodology of rolling components out at a time to ensure no major interruptions to the business.​
Final Result
-
The ScoreSense landing page saw a 44% increase in engagement to the page level content versus the previous page
-
Revenue per subscription increased by more than $2 per subscriber